Terms of Use

These Terms of Use govern your access to and use of the Pelvune website at pelvune.com and participation in the Pelvune program. By accessing this website or participating in the program, you agree to be bound by these terms. If you do not agree, please do not use this website or participate in the program.

1. About Pelvune

Pelvune is an educational and organizational program operated from Tajamar 481, Torre Sur, Santiago, Chile. The program is designed to help young professionals organize their personal finances by mapping income, expenses, and savings goals. Pelvune does not provide financial advice, investment recommendations, or personalized financial guidance of any kind.

2. Educational Nature of the Program

All content provided through the Pelvune website and program is for general educational and informational purposes only. Nothing on this website or within the program constitutes:

• Financial advice or financial planning services
• Investment recommendations or suggestions regarding financial instruments
• Legal, tax, or accounting advice
• Personalized guidance toward any specific financial decision

Participants are responsible for their own financial decisions. Pelvune encourages all participants to consult qualified professionals for personalized financial, legal, or tax advice.

3. Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to:

• Use the website in any way that violates applicable Chilean or international law
• Attempt to gain unauthorized access to any part of the website or its related systems
• Transmit any unsolicited or unauthorized advertising or promotional material
• Reproduce, distribute, or modify any content from this website without prior written permission
• Use automated tools to scrape, crawl, or extract data from the website

4. Intellectual Property

All content on this website — including text, graphics, logos, images, and program materials — is the property of Pelvune or its content suppliers and is protected by applicable intellectual property laws. You may view and print content for personal, non-commercial use only. No content may be reproduced, distributed, or used commercially without our prior written consent.

5. Program Participation

Participation in the Pelvune program is subject to registration and acceptance of these terms. By registering, participants agree to:

• Engage honestly and in good faith with the program materials and exercises
• Respect the privacy of other participants and not share their personal information
• Use program materials solely for personal financial organization purposes
• Not record sessions without the express consent of all participants and Pelvune

6. Limitation of Liability

To the fullest extent permitted by Chilean law, Pelvune shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

• Your use of or inability to use this website
• Any financial decisions made based on information obtained through the program or website
• Errors or omissions in the website content
• Unauthorized access to or alteration of your transmissions or data

The program provides educational content only. Pelvune makes no representations regarding the financial outcomes that may result from applying program concepts to your personal situation.

7. Third-Party Links

This website may contain links to third-party websites for informational purposes. Pelvune does not endorse, control, or take responsibility for the content, privacy practices, or accuracy of any third-party website. Accessing third-party sites is at your own risk.

8. Availability and Modifications

We reserve the right to modify, suspend, or discontinue any aspect of this website or the program at any time without notice. We may also update these Terms of Use at any time. Continued use of the website following any changes constitutes your acceptance of the revised terms.

9. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the Republic of Chile. Any disputes arising from or relating to these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of Santiago, Chile.

10. Contact

If you have questions about these Terms of Use, please contact us:

• Email: info@pelvune.com
• Phone: +56 2 2582 3925
• Address: Tajamar 481, Torre Sur, Santiago, Chile